The Best Lines of Credit for Marketing Companies

Funds readily available through a line of credit are essential for preparing and handling unexpected expenses.

Truly amortized product, where you only pay interest on money that is drawn from line.

Unsecured programs, no collateral needed, up to $250,000.

Annual Interest Rates are Prime (8.5%) + 0% to 2%.

How much do you need to access?
*FREE to Apply & NO credit check
Approvals Up To
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
With access to affordable capital our marketing clients can expand more efficiently

Grow Your Business with a Line of Credit.

Funds that are Available When You Need Them Most.

Marketing projects often require large sums of money upfront or in the development phase which may not be possible without proper financing arrangements. As you grow your Marketing Company, lines of credit can be used to afford anything from staff payroll to advertising to attract new clients.

Find the Best Option

A Quick and Easy Process from Start to Finish.

Finding the perfect line of credit facility for your Marketing Firm is now easier than ever! Our underwriting team works closely with you every step of the way to ensure your business can qualify for the best available commercial credit program.

Get Started

How Line of Credit Depot Works:

To qualify for a line of credit, your marketing company should have demonstrated profitability on the most recent filed business tax return. This showcases your ability to afford payments after drawing funds from the line of credit. Even if your last tax return shows net losses, you may still be eligible.

Certain expenses (non-taxables) on the return can be "added back"
to the net profit amount, bringing your business to a qualifying requirement.

Examples of expenses that may be added back in are certain interest paid on borrowed money and depreciation expense incurred by use of equipment or real estate owned by company's members other than owner/officer/partner who is requesting loan.

Truly amortized product, where you only pay interest on money that is drawn from line.
Unsecured programs, no collateral needed, up to $250,000.
Annual Interest Rates are Prime (8.5%) + 0% to 2%.
Monthly payments with interest only options
How much do you need to access?
*FREE to Apply & NO credit check
Recent Success Story
Austin Marketing Agency Amps Up Growth with Credit Line
Ana, founder of Bright Marketing based in Austin, Texas.

Bright Marketing was growing quickly by adding new clients every month. But Ana struggled to fund projects upfront while waiting for client payments. When Bright won a major contract to handle a product launch campaign, Ana didn't have the $20k on hand to start. She reluctantly had to ask the client to pay 50% upfront. That's when Ana discovered Line of Credit Depot. She qualified for a $50k business line of credit With her new financing, Ana had the flexibility to take on the product launch without large upfront deposits. She executed a buzzworthy campaign that exceeded the client's goals. The launch was a big success. The client was thrilled and paid their balance owing quickly. Ana put that revenue towards paying down her credit line. Thanks to her active credit facility, Ana can now scale Bright Marketing faster. She plans to double her team and go after larger contracts in the next year. Ana tells us: "Getting set up with a line of credit gave me the working capital power to grow my marketing firm on my terms. Line of Credit Depot was a game changer for scaling my business in Austin!

We provide the Marketing Company industry with bank-level financing

Streamline the process by filling out a simple online application. Say goodbye to lengthy paperwork and complex forms.
Our team of financial experts is dedicated to understanding your unique needs. We'll work closely with you to define the perfect financing option tailored to your business requirements.
Receive a range of offers from our trusted network of lenders. Take your time to evaluate and compare the options available. Choose the one that aligns perfectly with your goals and vision.
Experience the joy of quick and efficient funding. Within just a few days, your business will have the financial boost it needs to thrive. It's that simple!

"See if you qualify before you apply. Answer a few questions about your business to get a pre-approval."

Matthew Elling
Small Business Financing Expert & Founder of Line of Credit Depot
What state are you located in?
Get a Line of Credit
geared towards your Marketing company
No Credit Check

Why would marketing companies benefit from a line of credit? The best use of borrowed money is to make more money with it! As an owner of a marketing company, you would most likely agree that your firm usually doesn’t buy products to sell, but charge clients for services. These services may have hard costs associated with them and can be utilized by the marketing company and sold to clients for a premium. Some of our marketing firms use a line of credit to function in this application. For example, if you bought advertising for a client and charged a fee based on management of the advertising spend, then you are leveraging line of credit funds as a reason to charge for a service.

People not in the marketing industry don’t understand all the moving parts and expenses associated with marketing. The copywriting, graphic design, copywriters, software and subscriptions…these things all add up. If a marketing company is waiting on Accounts Receivables to come in, they can use cash from the line of credit to pay for operation expenses and keep freelancers and/or employees paid.

When you are considering using a line of credit to help finance your marketing business, keep in mind that banks are all different. So even if you have been declined from the bank before, or just don’t know where to start, please apply here with a no obligation check to see what line of credit programs your marketing firm would qualify for.

How much are you looking for?
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Marketing companies can benefit immensely from a business line of credit. We have seen marketing firms, both small and large, expand their business with credit facilities from traditional banks. 

When you are applying for a line of credit for your marketing firm, it’s important to understand what banks are looking for. You can check to see the general requirements for approval by checking your state here. Generally, banks are looking at these factors when analyzing a marketing firm for a line of credit. Keep in mind that the requirements for your business will differ by industry as well as State and other factors. 

Top Underwriting Criteria of Marketing Companies

-Time in Business

-Owner(s) Personal Credit Score

-Revenue of business

-Profitability of business

Each bank is different, so you should apply here to see what your marketing company can qualify for.